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How
To Read Your Credit Report
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The
credit report contain following information:
Identifying information:
The credit report contains your identifying
information (name, address, social insurance number,
date of birth, employer) that has been compiled from
previous credit applications. To insure this
information remains accurate, you should be clear and
consistent each time you fill out forms.
Credit history:
Your credit information includes details of
your accounts, loans, credit limits, balances and
payment history. This information comes from lenders,
banks and retailers.
Inquiries:
Your credit report includes a list of
people who have requested a copy of your rating. Too
many inquiries may be interpreted poorly, leading
creditors to assume that you have been seeking credit
from numerous sources.
Public
records:
Credit bureaus also obtain information from
public records on any history of bankruptcies,
foreclosures and court judgments.
Why should I check my credit report?
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